Whether it's a daily-use hatchback, a two-wheeler, or a fleet vehicle, Vehicle Insurance covers accident damage, theft, and third-party liability under one schedule that updates as your vehicle ages — not one that quietly loses value every year.
Vehicle policies tend to punish you for filing a claim — premiums jump, no-claim bonuses vanish, and the paperwork takes longer than the repair. This policy is built the other way: a clean, documented claim shouldn't cost you more than an honest premium already does.
Your policy schedule shows your vehicle's current insured value, garage network, and add-on cover in one place, and updates automatically as your vehicle's market value changes year over year.
Core protection plus the add-ons that matter most on Indian roads.
Accident, fire, and natural-calamity damage to your own vehicle, repaired through our verified garage network.
Legal cover for injury or property damage caused to others, as required under motor vehicle law.
Full replacement cost on parts during a claim, with no deduction for the vehicle's age or wear.
Cover for engine damage from water ingress or oil leakage — common exclusions on standard policies, included here.
Towing, jump-starts, and flat-tyre support anywhere in the country, dispatched from your portal in one tap.
Keep your accumulated bonus intact even after a first claim in a policy year.
Three paths, depending on how the incident is verified.
Photo-verified dents, scratches, and glass damage under a set threshold settle through smart contract triggers.
MinutesCashless repairs at network garages are pre-authorized directly from your portal before you drop the vehicle off.
Same DayTotal-loss and theft claims move to manual review with a surveyor, and follow the timeline posted in your portal.
Manual ReviewVehicles Insured
Network Garages
Claims Satisfaction
Avg. Minor Claim Payout
What people usually check before switching or renewing cover.
Third-party covers damage you cause to others and is legally mandatory. Comprehensive adds cover for your own vehicle against accident, theft, fire, and natural calamity.
Not with NCB Protection active. Your accumulated bonus carries forward even after your first claim in a policy year.
Yes, from your portal, though cashless authorization only applies at network garages. Non-network repairs are reimbursed against submitted bills.
Yes. Two-wheelers, cars, and small commercial fleets can each be added to your schedule with vehicle-specific pricing.
Enter your registration number and we'll do the rest.