Business & Asset Protection covers the physical and financial sides of running a company: equipment, premises, lost income during disruption, and the liability that comes with having employees and clients.
Business insurance is usually a stack of separate policies — property, liability, equipment, cyber — each with its own renewal date and its own broker. This offering puts all of it on one schedule, priced against your actual asset register instead of a generic industry template.
Whether you run a single office or a multi-location operation, your dedicated underwriter tracks the full picture: what's insured, what's excluded, and what changes as your business grows.
Property, income, and liability protection built for how businesses actually operate.
Damage, breakdown, or theft of business equipment, valued at current replacement cost rather than book value.
Structural cover for owned or leased premises, including fixtures, fittings, and leasehold improvements.
Lost income and fixed costs during a covered disruption, calculated against your verified revenue history.
Cover for workplace injury claims and employer liability, scaled to your headcount and industry risk.
Cover for data breach response, business email compromise, and system downtime caused by a cyber incident.
Stock and inventory covered against damage, theft, and spoilage, with valuation refreshed against sales data.
Faster resolution for verifiable losses, structured review for the rest.
Documented equipment damage or theft with supporting invoices settles through smart contract triggers.
MinutesBusiness interruption payouts are calculated against your revenue baseline and reviewed by your named underwriter.
5–10 DaysClaims spanning multiple locations or corporate structures move to full manual review with a dedicated team.
Manual ReviewBusinesses Covered
Licensed Markets
Claims Satisfaction
Portfolio Risk Review
What operators and founders usually ask before signing.
Yes, multi-location businesses can be covered under a single schedule, with per-location limits and eligibility confirmed by our underwriting desk.
Against your verified revenue history and fixed costs during the disruption period, as detailed in your policy schedule.
Leased equipment can be added with proof of financial interest, such as a lease agreement naming your business as responsible party.
A baseline level is included by default on Signature and Sovereign tiers, with higher limits available as an add-on for data-heavy businesses.
A business risk assessment takes under ten minutes.